Storm-damaged Kentucky home at dusk
Commonwealth of Kentucky

You deserve a fair & proper settlement.

A licensed Kentucky public adjuster can present and defend your insurance claim — so you can focus on rebuilding.

Welcome to KAPIA

Kentucky's voice for ethical public adjusting.

The Kentucky Association of Public Insurance Adjusters promotes the highest standard of professional and ethical practice in the field of public adjusting. Our members are committed to protecting the rights of insured home and business owners across the Commonwealth following fire, severe weather, tornadoes, and other disasters.

Licensed & Bonded

Every KAPIA member is licensed by the Kentucky Department of Insurance and held to the highest ethical standards.

Your Advocate

Public adjusters work exclusively for the policyholder — never for the insurance company.

Industry Leaders

KAPIA members lead Kentucky's public adjusting industry through education, training, and advocacy.

Don't go it alone.

Insurance claims are complex. A KAPIA member can document your loss, negotiate with your carrier, and fight for the settlement you deserve.