Terms of Use.
Last updated April 30, 2026.
1. Acceptance
By accessing kyadjuster.com or any KAPIA service, you agree to these Terms of Use. If you do not agree, please do not use the site.
2. Informational purpose
Content on this site, including the public-adjuster directory, articles, and educational resources, is provided for general informational purposes only and does not constitute legal, financial, or insurance advice. Always consult a licensed Kentucky public adjuster or attorney for advice on your specific claim.
3. Member directory
KAPIA verifies membership but does not endorse or guarantee the work of any individual member. Listing in the directory does not create an attorney-client, fiduciary, or agency relationship between KAPIA and a policyholder.
4. Intellectual property
All content, including logos, branding, and educational materials, is owned by or licensed to KAPIA and may not be reproduced or redistributed without written permission.
5. Acceptable use
You agree not to scrape, harvest, or otherwise misuse data from the member directory, attempt to disrupt the site, or use the site for any unlawful purpose.
6. Limitation of liability
KAPIA provides this site "as is" and disclaims all warranties to the extent permitted by Kentucky law. KAPIA is not liable for damages arising from use of the site or reliance on its content.
7. Changes
We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.
8. Contact
Questions about these Terms? Email info@kapia.org.